Privacy Policy

Effective Date: 25/10/2025
Website: www.biztopay.com

At Biztopay, we prioritize the privacy and security of our customers’ personal and financial information. This Privacy Policy explains how we collect, use, and protect your personal information when you use our digital banking platform, products, and services. By using our website or services, you agree to the practices described below.

1. Information We Collect

We may collect the following types of information:

• Personal Information: Name, email address, phone number, date of birth, identification documents, and account details.
• Financial Information: Transaction history, payment details, bank account numbers, and investment information.
• Technical Information: IP address, device type, browser type, and usage patterns to enhance user experience and security.

2. How We Use Your Information

Your information is used to:

• Provide, operate, and improve our banking services.
• Process transactions securely and efficiently.
• Verify your identity and ensure secure account access.
• Communicate with you about account updates, offers, or support.
• Prevent fraud, unauthorized access, and other security threats.

3. Information Sharing

Biztopay does not sell or rent your personal information. We may share information with:

• Service Providers: Trusted third-party vendors who assist in providing our services, under strict confidentiality.
• Legal Obligations: When required to comply with applicable laws or protect our rights, safety, or property.

4. Data Retention

Effective Date: [Insert Date]
Website: www.biztopay.com

At Biztopay, we prioritize the privacy and security of our customers’ personal and financial information. This Privacy Policy explains how we collect, use, and protect your personal information when you use our digital banking platform, products, and services. By using our website or services, you agree to the practices described below.

1. Information We Collect

We may collect the following types of information:

• Personal Information: Name, email address, phone number, date of birth, identification documents, and account details.
• Financial Information: Transaction history, payment details, bank account numbers, and investment information.
• Technical Information: IP address, device type, browser type, and usage patterns to enhance user experience and security.

2. How We Use Your Information

Your information is used to:

• Provide, operate, and improve our banking services.
• Process transactions securely and efficiently.
• Verify your identity and ensure secure account access.
• Communicate with you about account updates, offers, or support.
• Prevent fraud, unauthorized access, and other security threats.
  

3. Information Sharing

Biztopay does not sell or rent your personal information. We may share information with:

• Service Providers: Trusted third-party vendors who assist in providing our services, under strict confidentiality.
• Legal Obligations: When required to comply with applicable laws or protect our rights, safety, or property.

4. Data Retention

We retain your personal information only as long as necessary to provide our services or as required for legitimate business purposes. After that, your data is securely deleted or anonymized.

5. Data Security

We use banking-grade encryption, multi-factor authentication, and continuous monitoring to protect your data from unauthorized access, theft, or breaches.

6. Your Rights

• Access, correct, or delete your personal information.
• Opt-out of marketing communications.
• Request information on how your data is processed.

7. Cookies and Tracking Technologies

We use cookies and similar technologies to improve website functionality, analyze usage, and personalize your experience. You can manage your cookie preferences in your browser settings.

8. Changes to This Privacy Policy

Biztopay may update this Privacy Policy periodically. Any changes will be posted on this page with the effective date. Continued use of our services constitutes your acceptance of the updated policy.

9. Contact Us

If you have questions, concerns, or requests regarding your privacy, contact us at:

• You have the right to:
• Email: support@biztopay.com
  
• Website:www.biztopay.com/contact

5. Data Security

We use banking-grade encryption, multi-factor authentication, and continuous monitoring to protect your data from unauthorized access, theft, or breaches.

6. Your Rights

You have the right to:

• Access, correct, or delete your personal information.
• Opt-out of marketing communications.
• Request information on how your data is processed.

7. Cookies and Tracking Technologies

We use cookies and similar technologies to improve website functionality, analyze usage, and personalize your experience. You can manage your cookie preferences in your browser settings.

8. Changes to This Privacy Policy

Biztopay may update this Privacy Policy periodically. Any changes will be posted on this page with the effective date. Continued use of our services constitutes your acceptance of the updated policy.

9. Contact Us

If you have questions, concerns, or requests regarding your privacy, contact us at:

• Email: support@biztopay.com
• Website: www.biztopay.com/contact